Credit holidays
for the martial law period

What does it mean?

The loan holidays are a temporary reduction of the mandatory loan payment to reduce the financial burden. At the same time, they do not cancel the need to make the mandatory payment.

Important! During the loan repayment holidays:

obtaining new loans may be limited;
the possibility of using the Single Credit Limit is suspended.

Conditions for granting the loan repayment holidays with the extension of the agreement:

provided to owners of cash loans and loans for the purchase of goods

if there is no overdue debt under the loan agreement

the grace period (if provided by the terms of the loan agreement) has expired

the balance of the debt under the loan agreement is not less than 1,000 UAH

more than 6 months have passed since the start of the agreement

at least 3 months left until the end of the agreement

How to get a credit holidays:

1 step

In the PUMB mobile application, in the ‘Loans’ section, select the agreement, click on the three dots in the upper right corner

2 step

In the pop-up menu, select "Credit holidays"

3 step

Read the terms and conditions and click "Checkout"

4 step

Review the payment information for the duration of the credit holidays and click "Checkout"

Example of calculating payments:

The loan 10 000 UAH for 24 months

Mandatory loan payment:	BEFORE the holidays	DURING the holidays	AFTER the holidays (for the period BEFORE the extended term of the agreement)	AFTER the holidays (for the extended period of the agreement – the last 6 months)
loan body:	416,40 UAH	0,00 UAH	416,40 UAH	416,40 UAH
monthly fee and interest on a loan:	399,07 UAH	399,07 UAH	399,07 UAH	0,01 UAH
Total payment amount:	815,47 UAH	399,07 UAH	815,47 UAH	416,41 UAH

Answers to the questions you may have

The loan repayment holidays are activated for 3 months from the moment of activation in the PUMB mobile application.
For the period of the loan repayment holidays, the mandatory payment will consist of interest and a monthly fee (if any).
Thus, when the loan repayment holidays are activated, the term of the agreement will be extended by 3 months.
During the extended term of the agreement, you only need to pay interest and the principal of the loan. No monthly fee will be charged during this period.
The amount of the mandatory payment in the current month can always be seen in the PUMB app and in the PUMB chatbot.
After the end of the loan repayment holidays, the loan principal, which was not taken into account during this period, will have to be repaid within the period for which the loan agreement was extended.
Unpaid payments will be placed in arrears.
To pay a loan, use:
- on the bank's website via the link*
- in the PUMB mobile application
- on the payment acceptance platform PayHub.com.ua*
- on Viber-bank of FUIB*
- using FUIB self-service terminals**
- using self-service terminals of the following partners: GlobalMoney, FC "Sistema", IBox, EasyPay, "City24" – LLC "FC "PHOENIX",FC "Swift Garant"
- at FUIB bank branches using cash desks**
- using the cash desk of branches of any other bank of Ukraine*
*In accordance with the Bank's tariffs.

** For a list of branches and ATMs operating as of the current date, please follow the link.

*** Possible fee on the side of the sending bank when transferring from an account of another bank.
For the period of the loan repayment holidays, the possibility of using the Single Credit Limit is suspended. You will be notified of the limit's resumption in a push notification.

currency	purchase	sale
USD	41.10	41.70
EUR	47.90	48.60
GBP	55.20	56.60
PLN	11.150	11.450

currency	purchase	sale
USD	41.10	41.70
EUR	47.90	48.60
GBP	55.20	56.60
PLN	11.150	11.450

Credit holidaysfor the martial law period

What does it mean?

Conditions for granting the loan repayment holidays with the extension of the agreement:

How to get a credit holidays:

Example of calculating payments:

Credit holidays
for the martial law period