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Credit holidays
for the martial law period

Starting from March, we are establishing the loan holidays with a prolongation (extension) of the loan agreement term for cash loans, loans for the purchase of goods, and "Splachuite chastynamy NEW".
They do not cancel loan payments, but temporarily reduce them to decrease the financial burden.

What does it mean?

During the loan repayment holidays, payments will only consist of interest and monthly commission on the loan. And the repayment of payments on the body of the loan is deferred and paid during the period for which the term of the loan agreement will be extended.

Conditions for granting the loan repayment holidays with the extension of the agreement:

  • provided to owners of cash loans, loans for the purchase of goods, and "Splachuite chastynamy NEW"

  • term of the loan repayment holidays and extension of the loan agreement term – 3 months

  • for loans for which there are no active loan holidays

  • monthly commission is not charged during the extended term of the loan agreement

  • the real interest rate and the date of making obligatory payments do not change

Example of calculating payments:
The loan 10 000 UAH for 24 months

Mandatory loan payment:

BEFORE the holidays

DURING the holidays

AFTER the holidays
(for the period BEFORE the extended term of the agreement)

AFTER the holidays
(for the extended period of the agreement – the last 3 months)

loan body:

416,40 UAH

0,00 UAH

416,40 UAH

416,40 UAH

monthly commission and interest on a loan:

399,07 UAH

399,07 UAH

399,07 UAH

0,01 UAH

Total payment amount:

815,47 UAH

399,07 UAH

815,47 UAH

416,41 UAH

Answers to the questions you may have

    • For how long and from what period are the loan repayment holidays drawn up?

      The credit holidays program has been developed for 3 months and was added automatically from March 2. After connecting, a Push or Viber or SMS message was sent to you.

    • What will my loan repayment holidays payment consist of?

      You will only pay interest and monthly commission on the loan. Payments on the body of the loan will need to be paid within the period for which the loan agreement will be extended. If you have the possibility, we recommend that you do not accumulate debt and make payments in a comfortable amount for you.

    • What will the payment consist of during the period for which my agreement will be extended?

      For the extended term of the agreement, you will only pay interest and the body of the loan. No monthly commission will be charged during this period.

    • Where can I find out the payment amount on the loan?

      The amount of the required payment in the current month can always be seen in PUMB Online, PUMB chatbot in Viber.

    • I have a loan with a grace period, will it be extended when drawing up the loan repayment holidays?

      The grace period remains unchanged.

    • What will happen after the holidays are over? How should I pay off my loan debt?

      When connecting the loan repayment holidays with the extension of the agreement, the body of the loan, which during the loan repayment holidays will not be temporarily accrued for payment, will need to be paid during the period for which the loan agreement will be extended.

    • Will the term of my agreement be extended when drawing up the loan repayment holidays?

      Yes, when you connect the loan repayment holidays with prolongation, the agreement term will be extended by 3 months.

    • Will the bank accrue interest on the loan during the loan repayment holidays?

      Mandatory payments within the duration of the loan repayment holidays will contain only interest and monthly commission on the loan. This will allow reducing the financial burden during the period of the loan repayment holidays. Payments on the body of the loan will need to be paid within the period for which the loan agreement will be extended. If you have the possibility, we recommend that you do not accumulate debt and make payments in a comfortable amount for you.

    • Will the bank charge a monthly commission on the loan during the extended term of the agreement?

      No, payments will only contain the principal amount (body) and interest on the loan.

    • What happens if I cannot repay the payment in full, even with the loan repayment holidays?

      We are sincerely grateful for every even partial loan payment. The Bank does not apply penalties from March 1, 2020. But we advise you not to accumulate debt and make payments in the amount convenient for you.

    • Where can I repay the loan?

      To pay a loan, use:

      • - on the bank's website via the link*
        - in the FUIB Online mobile application or internet banking
        - on the payment acceptance platform PayHub.com.ua
        - on Viber-bank of FUIB*
        - using FUIB self-service terminals**
        - using self-service terminals of the following partners: JSC CB "PrivatBank", GlobalMoney, FC "Sistema", IBox, EasyPay, "City24" – LLC "FC "PHOENIX", FC "Swift Garant"
        - at FUIB bank branches using cash desks**
        - using the cash desk of branches of any other bank of Ukraine*
        *A commission is possible on the side of the sending bank when transferring from an account of another bank
        **The list of branches and ATMs operating on the current date is located at the link

    • Does the bank provide the loan repayment holidays with prolongation on a loan secured by real estate or a car?

      Yes, the bank has developed programs for providing the loan repayment holidays for loans that were provided against the security of real estate or a car. In order to arrange the loan repayment holidays, you need to apply using:

      • - department for work with overdue debts by phone: 044 390 76 99

      • - hotline of the bank by phones: 044 290 7 290; 050 290 7 290; 093 290 7 290; 096 290 7 290

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