For how much can I make a purchase?

Customers who already have a unified credit limit can make a purchase for the amount of the available limit. If the limit is insufficient, you can apply for an amount exceeding the limit. You will have to fill out a questionnaire and share documents through Diia. If the desired amount is agreed upon, the limit will remain unchanged. Customers who do not have a unified credit limit must get one before applying for a Splachuite chastynamy purchase. You can do this in PUMB mobile app on the Loans screen through an offer or when applying. Customers who have not received an offer to obtain a unified credit limit can apply for an amount between UAH 500 and UAH 150,000.

What do I need to apply if I am a FUIB client?

To update PUMB mobile app to the latest version. To apply for a Splachuite chastynamy purchase.

When is the first payment due?

There is no automatic debit on the day of registration. You don't need to pay anything. The first payment must be made within a month after the installment payment.

What will be the payment date?

The payment date is set the next day after the payment is made or the goods are received. Repayment is possible on any date, before payment. Example: - If the client made an installment plan and received the goods on March 15, then the payment date will be the 16th of each month. The first payment is due by April 16. - If the customer made an installment plan on March 15 and received the goods on March 20, then the payment date will be the 21st of each month. The first payment is due by April 21.

Is a down payment required?

No, no down payment is required.

Is the first payment automatically charged to my credit card?

No, the first payment must be made within a month, but no later than the payment date.

Will there be an overpayment?

No, if you accept an offer of a store. In this case, the interest rate for installments is 0.00001% per annum, so the overpayment is 0.00 UAH. If the proposed period of installments from the store is not enough, you can extend the installment period in PUMB mobile app yourself, then the monthly fee will be from 1,2% to 1.9% (depends on term), and the effective annual interest rate will be up to 48,31%.

You can repay in any convenient way for you. Free of charge through the mobile application with a card of FUIB or any bank*, or through self-service terminals of FUIB, Easypay, City24 (TOV “FK Feniks”, “FK “Swift Garant”). It is recommended to make the payment 3 days before the scheduled date. *fee is possible due to tariffs on the card of another bank

Will there be information?

Yes. You will receive a reminder message 5 days before the payment date. After payment, you will receive a confirmation that the Bank has received the payment.

Where can I see the credit agreement?

The loan agreement can be viewed in the mobile application in the 'Loans' section.

Is early repayment possible without visiting the branch?

Yes, in the mobile application. The next day after full repayment, you will receive a message that the installment is closed.

I have an installment limit in the app, but I don't get any notifications when checking out. What shall I do?

If you do not receive a message when making an installment payment, you need to check the connection of push notifications and update the mobile application.

Installments without overpayments for goods in partner stores

without overpayments for goods in partner stores

Splachuyte chastynamy

Installments without overpayments for goods in partner stores

without overpayments for goods in partner stores

0 fees for up to 24 months
Buy cheaply, issue quickly in PUMB mobile app and pay in installments

First payment in one month.
You pay nothing on the day of purchase

No overpayments for the period from
the store

1. Можливі наслідки для клієнта в разі користування послугою з надання споживчого кредиту або невиконання ним обов'язків згідно з договором про надання послуги з надання споживчого кредиту:
- 1) клієнт повертає суму кредиту, комісії, відсотки, інші платежі за його користування відповідно до умов договору та вимог законодавства України;
- 2) у разі несвоєчасного виконання зобов’язань (в повному обсязі та/або частково) при користуванні споживчим кредитом передбачено:
  - - неустойку (штраф, пеню) за прострочення сплати по споживчому кредиту;
  - - право банку у визначених договором випадках вимагати дострокового погашення платежів за споживчим кредитом та відшкодування збитків, завданих йому порушенням зобов’язання;
  - - право Банку доручити врегулювання простроченої заборгованості колекторським компаніям, перелік яких визначено у файлі «Співпраця з колекторськими компаніями», розміщеному на сторінці https://about.pumb.ua/info/overdue_debt.
- 2. Банку забороняється:
  - 1) вимагати від клієнта придбання будь-яких товарів чи послуг від банку або спорідненої чи пов'язаної з ним особи як обов'язкову умову надання цих послуг (крім надання пакета банківських послуг);
  - 2) вносити зміни до укладених з клієнтами договорів в односторонньому порядку, якщо інше не встановлено договором або законом.
- 3. Клієнт має право:
  - 1) відмовитися від отримання рекламних матеріалів засобами дистанційних каналів комунікації;
  - 2) відмовитися від договору про надання споживчого кредиту протягом 14 календарних днів з дня укладення договору відповідно до положень Закону України «Про споживче кредитування».

Scan the QR code and apply in PUMB mobile app in 5 minutes

How does it work?

Step 1

Choose the desired product on the website or in a partner store

Step 2

Choose the payment method "Splachuyte chastynamy" and receive a message from FUIB

Step 3

If necessary, extend the period of use for an additional fee

Step 4

Confirm the purchase at FUIB Online and receive your product

Scan the QR code and apply in PUMB mobile app in 5 minutes

Become a partner

Installment calculator

Sum

from 500 UAH

to 150000 UAH

Terms from the store

from 2 mo.

to 24 mo.

I want to extend the installment period by

from 2 mo.

to 24 mo.

Date of issue

Essential characteristics of the service (paragraph 141 of the Resolution of the NBU). .pdf

Monthly payment

250 UAH

Date of first payment

12.01.2025

Total cost of the loan:

500 UAH

Total consumer loan expenses:

0 UAH

Real annual interest rate:

0.00001 %

The calculation is approximate and for informational purposes only.

The minimum loan amount is UAH 500.
The maximum loan amount is UAH 150,000.

Minimum loan term - 2 months.
The maximum loan term is 24 months.

The real annual interest rate is from 0.00001% to 48.31%.

Scan the QR code and apply in PUMB mobile app in 5 minutes

We answer your questions

Customers who already have a unified credit limit can make a purchase for the amount of the available limit.

If the limit is insufficient, you can apply for an amount exceeding the limit. You will have to fill out a questionnaire and share documents through Diia. If the desired amount is agreed upon, the limit will remain unchanged.

Customers who do not have a unified credit limit must get one before applying for a Splachuite chastynamy purchase. You can do this in PUMB mobile app on the Loans screen through an offer or when applying.

Customers who have not received an offer to obtain a unified credit limit can apply for an amount between UAH 500 and UAH 150,000.
- To update PUMB mobile app to the latest version.
- To apply for a Splachuite chastynamy purchase.
There is no automatic debit on the day of registration. You don't need to pay anything. The first payment must be made within a month after the installment payment.
The payment date is set the next day after the payment is made or the goods are received. Repayment is possible on any date, before payment.

Example:

- If the client made an installment plan and received the goods on March 15, then the payment date will be the 16th of each month. The first payment is due by April 16.

- If the customer made an installment plan on March 15 and received the goods on March 20, then the payment date will be the 21st of each month. The first payment is due by April 21.
No, no down payment is required.
No, the first payment must be made within a month, but no later than the payment date.
No, if you accept an offer of a store. In this case, the interest rate for installments is 0.00001% per annum, so the overpayment is 0.00 UAH.

If the proposed period of installments from the store is not enough, you can extend the installment period in PUMB mobile app yourself, then the monthly fee will be from 1,2% to 1.9% (depends on term), and the effective annual interest rate will be up to 48,31%.
You can repay in any convenient way for you. Free of charge through the mobile application with a card of FUIB or any bank*, or through self-service terminals of FUIB, Easypay, City24 (TOV “FK Feniks”, “FK “Swift Garant”). It is recommended to make the payment 3 days before the scheduled date.

*fee is possible due to tariffs on the card of another bank
Yes. You will receive a reminder message 5 days before the payment date. After payment, you will receive a confirmation that the Bank has received the payment.
The loan agreement can be viewed in the mobile application in the "Loans" section.
Yes.
Yes, in the mobile application. The next day after full repayment, you will receive a message that the installment is closed.
If you do not receive a message when making an installment payment, you need to check the connection of push notifications and update the mobile application.