Where is the best place to get a loan?

It is worth taking out a loan from FUIB because the bank has been operating since 1991 and has a good reputation that has been formed and confirmed all this time. At the same time, you can choose a convenient lending option for yourself and receive money on a card or in cash. Which of these options is more convenient is up to you, taking into account your wishes. To get a loan, you can order an application on the bank's website, then a manager will contact you and guide you through your further actions. You can also apply for a loan at a FUIB branch in your city.

Where can I get a loan during the war?

You can get a loan in cash or on a card at FUIB, including during martial law. Several tariffs are offered here: payment in installments, cash loan, installment plan for purchases in stores, online loan to a card. To apply for a loan, you can contact managers online or visit a branch. In the bank's app, you can activate a loan repayment holidays for up to three months. For this period, which is available during the war, the mandatory payment consists of interest and a monthly fee.

How do I check if I have a loan?

There are several ways to check for a loan: Through the FUIB mobile application in the 'Loans' section. Call the contact center at one of the following numbers: +38 044 290 7 290, +38 096 290 7 290, +38 050 290 7 290, +38 093 290 7 290. Please note that the call is charged at your mobile operator's tariff. Write to the chatbot, the link to it is in the PUMB application. Visit the nearest bank branch and contact the employees. Be prepared to confirm your identity, in particular, you will need your TIN. You can check the loan data using the FUIB Viber-bank service.

How do I get a loan repayment certificate?

To obtain a loan repayment certificate, you should contact the nearest bank branch. There is no additional fee for the certificate. This service is already included in the account maintenance fee. If you need more information, you can contact the contact center (the numbers are listed on the website or in the mobile application), via chatbot or the Viber community.

What does the monthly mandatory payment consist of?

The monthly mandatory payment is 2.99% of the debt amount plus accrued fees and interest for the use of credit funds (if any), as well as the minimum equal payment for the Pay in installments service (if any).

How can I find out the total amount of debt on my loan?

You can find out the amount of debt in the PUMB mobile application. To learn more about how to use the loan, join us on Viber.

How can I find out the amount and date of the next payment on my loan?

You can find out the amount of debt and the date in the FUIB mobile application. To learn more about how to use the loan, join us on Viber.

Can the interest rate on the loan change?

The interest rate on the loan is fixed, unchangeable and is set out in the loan agreement.

Can I repay part or all of my loan early?

Yes, early repayment of a loan at FUIB does not involve additional payments. In case of partial early repayment, the amount of the monthly payment is automatically reduced. Please note that partial early repayment does not exempt the borrower from paying the next monthly installment.You can also repay the loan in full ahead of schedule.

Is there a fee for early repayment of the loan?

No fee is charged for early repayment of the loan (full or partial).

Are there any penalties for overdue debt?

The bank has not applied penalties since March 1, 2020. But we recommend not to accumulate debt and make payments in a comfortable amount for you.

To pay a loan, use: in the PUMB mobile application on the payment acceptance platform PayHub.com.ua* on Viber-bank of FUIB* using FUIB self-service terminals** using self-service terminals of the following partners: EasyPay, 'City24' – LLC 'FC 'PHOENIX', 'FC 'Swift Garant' at FUIB bank branches using cash desks** using the cash desk of branches of any other bank of Ukraine* *A commission is possible on the side of the sending bank when transferring from an account of another bank< **The list of branches and ATMs operating on the current date is located at the link.

Loans from FUIB

for own and credit funds

Credit card VSEMOZHU Online

for own and credit funds

Credit card VSEMOZHU Online

Up to 62 days

grace period without overpayments for loan repayment

Without fee

for the payment of utilities and mobile phone

2.99%

interest rate per month after the end of the grace period

More details More details

Splachuyte chastynamy

No overpayments

For using the term from the store

First payment in a month

You pay nothing on the day of purchase

Saving time and money

Buy profitably, make out quickly in the app and pay in installments

More details More details

CHASTYNAMY

WORLD

CHASTYNAMY

WORLD

Up to 300 000 uah

maximum loan amount

Fee is 1.9%

monthly for the entire selected term

First payment

через місяць

More details More details

Кредитна картка

Hroshi v rozstrochku

Кредитна картка

Hroshi v rozstrochku

Profitable offer

1.99% or 2.99% monthly fee

Check out in the app

Quickly, without needless documents and questions

Funds are credited to your card

Withdraw, pay and transfer money without a fee

More details More details

VSEYASNO

Cash loan

VSEYASNO

Cash loan

Up to 300 000 UAH

maximum loan amount

2.99%

monthly fee

Without fee

for cash withdrawals and transfers to cards of other banks

More details More details

TARGETED

consumer loan

TARGETED

consumer loan

Up to 300 000 UAH

maximum loan amount

Up to 24 months

maximum loan term

First payment

for goods - from 0%

More details More details

Choose your credit product

Calculate the total loan cost

Subject to ATM withdrawals and payments in equal instalments within 12 months, excluding the grace period

Enter the loan amount in UAH.

Loan term in months:

Important! The amount of calculations is approximate.

Information on the essential characteristics of the Credit card VSEMOZHU Online service with a grace period and the "Pay in installments" purchase service .pdf

Your first monthly payment

1 219 uah

Total cost of the loan

12 406 uah

Interest for using the loan

2 406 uah

Real annual interest rate:

35,88% - card payments only

44,28% - payments, transfers, cash withdrawals

12-month loan term with automatic prolongation.

The credit limit is available up to 300,000 UAH.

Information on the essential characteristics of the Credit card VSEMOZHU Online service with a grace period and the "Pay in installments" purchase service .pdf

1. Можливі наслідки для клієнта в разі користування послугою з надання споживчого кредиту або невиконання ним обов'язків згідно з договором про надання послуги з надання споживчого кредиту:
- 1) клієнт повертає суму кредиту, комісії, відсотки, інші платежі за його користування відповідно до умов договору та вимог законодавства України;
- 2) у разі несвоєчасного виконання зобов’язань (в повному обсязі та/або частково) при користуванні споживчим кредитом передбачено:
  - - неустойку (штраф, пеню) за прострочення сплати по споживчому кредиту;
  - - право банку у визначених договором випадках вимагати дострокового погашення платежів за споживчим кредитом та відшкодування збитків, завданих йому порушенням зобов’язання;
  - - право Банку доручити врегулювання простроченої заборгованості колекторським компаніям, перелік яких визначено у файлі «Співпраця з колекторськими компаніями», розміщеному на сторінці https://about.pumb.ua/info/overdue_debt.
- 2. Банку забороняється:
  - 1) вимагати від клієнта придбання будь-яких товарів чи послуг від банку або спорідненої чи пов'язаної з ним особи як обов'язкову умову надання цих послуг (крім надання пакета банківських послуг);
  - 2) вносити зміни до укладених з клієнтами договорів в односторонньому порядку, якщо інше не встановлено договором або законом.
- 3. Клієнт має право:
  - 1) відмовитися від отримання рекламних матеріалів засобами дистанційних каналів комунікації;
  - 2) відмовитися від договору про надання споживчого кредиту протягом 14 календарних днів з дня укладення договору відповідно до положень Закону України «Про споживче кредитування».

Pay your monthly payment conveniently

ATMs of FUIB transferring from card to card

At ATMs of FUIB with cash-in function

At the departments of FUIB ATMs

In Internet-banking PUMB and mobile app

At the payment terminals of FUIB

iBOX, Easypay, City24 self-service terminals

Other banks of Ukraine

Protect yourself and your money from scammers

Дізнатись більше

Files for downloading

Public offer of JSC “FUIB” for contract conclusion of complex bank services for individuals

Previous editions can be found at the link.

Interaction in settlement of problem debts

Cooperation with collection companies

Frequently asked questions

It is worth taking out a loan from FUIB because the bank has been operating since 1991 and has a good reputation that has been formed and confirmed all this time. At the same time, you can choose a convenient lending option for yourself and receive money on a card or in cash. Which of these options is more convenient is up to you, taking into account your wishes.

To get a loan, you can order an application on the bank's website, then a manager will contact you and guide you through your further actions. You can also apply for a loan at a FUIB branch in your city.
You can get a loan in cash or on a card at FUIB, including during martial law. Several tariffs are offered here: payment in installments, cash loan, installment plan for purchases in stores, online loan to a card.

To apply for a loan, you can contact managers online or visit a branch. In the bank's app, you can activate a loan repayment holidays for up to three months. For this period, which is available during the war, the mandatory payment consists of interest and a monthly fee.
There are several ways to check for a loan:
1. Through the FUIB mobile application in the "Loans" section.
2. Call the contact center at one of the following numbers: +38 044 290 7 290, +38 096 290 7 290, +38 050 290 7 290, +38 093 290 7 290. Please note that the call is charged at your mobile operator's tariff.
3. Write to the chatbot, the link to it is in the PUMB application.
4. Visit the nearest bank branch and contact the employees.
Be prepared to confirm your identity, in particular, you will need your TIN. You can check the loan data using the FUIB Viber-bank service.
To obtain a loan repayment certificate, you should contact the nearest bank branch. There is no additional fee for the certificate. This service is already included in the account maintenance fee.

If you need more information, you can contact the contact center (the numbers are listed on the website or in the mobile application), via chatbot or the Viber community.
The monthly mandatory payment is 2.99% of the debt amount plus accrued fees and interest for the use of credit funds (if any), as well as the minimum equal payment for the Pay in installments service (if any).
You can find out the amount of debt in the PUMB mobile application. To learn more about how to use the loan, join us on Viber.
You can find out the amount of debt and the date in the FUIB mobile application. To learn more about how to use the loan, join us on Viber.
The interest rate on the loan is fixed, unchangeable and is set out in the loan agreement.
Yes, early repayment of a loan at FUIB does not involve additional payments.

In case of partial early repayment, the amount of the monthly payment is automatically reduced.

Please note that partial early repayment does not exempt the borrower from paying the next monthly installment.
You can also repay the loan in full ahead of schedule.
No fee is charged for early repayment of the loan (full or partial).
The bank has not applied penalties since March 1, 2020. But we recommend not to accumulate debt and make payments in a comfortable amount for you.
To pay a loan, use:
- in the PUMB mobile application
- on the payment acceptance platform PayHub.com.ua*
- on Viber-bank of FUIB*
- using FUIB self-service terminals**
- using self-service terminals of the following partners: EasyPay, "City24" – LLC "FC "PHOENIX", "FC "Swift Garant"
- at FUIB bank branches using cash desks**
- using the cash desk of branches of any other bank of Ukraine*
*A commission is possible on the side of the sending bank when transferring from an account of another bank<

**The list of branches and ATMs operating on the current date is located at the link.

A loan is an opportunity not to save money but to get the goods or services you want right away. You can take out a loan to invest in your well-being or to overcome financial obstacles.

Who can take out a loan?

It is easy to get a loan at FUIB. To do this, you need to meet only a few requirements:

you are a citizen of Ukraine;
you can provide your passport and TIN (individual tax number) from the documents;
your age is between 18 and 70 years old.

Some loans require a mobile application. You can create a card right there in a few minutes and become a FUIB client.

Loan terms and conditions

FUIB offers a bank loan in several tariffs. They differ in purpose, interest rates, limits, and repayment terms. However, they also have common features:

optimization of the loan program for its intended purpose;
interest rates that are convenient for customers;
fast review and approval of the application within a business day;
simplified requirements for submitting documents to obtain a loan;
accessibility for Ukrainian citizens aged 18 to 70.

Lending at FUIB is designed to help you implement your plans regardless of time, realize your dreams, and overcome financial problems.

FUIB offers several tariffs for its clients among its loan products:

The VSEMOZHU Online credit card is a card that can be used for both own and credit funds. The credit limit is up to UAH 300,000, and the grace period is up to 62 days.
Money in installments is a quick way to return the money spent to your card or get the amount you need immediately, up to UAH 150,000 for up to 24 months.
Cash loan "VSEYASNO" - a loan in the amount of up to UAH 300,000 and for up to 36 months.
Pay in installments - the ability to buy goods in partner stores and split the final amount into several parts.

The interest rate on a bank loan depends on the loan amount and terms. You can use a special calculator on FUIB's website: fill in the main points, and the system will calculate the main indicators for the loan.

How to get a loan: the algorithm

Taking out a loan from a bank is not difficult. Depending on the tariff, the method of obtaining credit funds may differ. In particular, many operations can be performed online using the bank's application. If you still have questions or have any problems when applying for a loan, you can fill out an application on the website or contact the institution's employees via chatbot.

"VSEYASNO"

When you receive a cash loan "VSEYASNO", you must fill out an application where you indicate:

your own name;
phone number;
date of birth;
employment or other form of employment.

Then the bank's employees process the application and respond within a short time.

Credit card

To apply for a credit card, you need to download the FUIB application. Your algorithm of actions:

Identify yourself using the Diia app if you have an ID card or biometric passport.
An alternative method of identity verification is to take a photo of the passport book and TIN.
Obtain a credit card and create a password to access the app.

Then you can manage your account and credit limit online.

Installment plan

You can also apply for an installment loan through the banking app. The algorithm of actions is the same. Next, you need to go to the "Money in installments" item in the menu, enter the required amount. The system will calculate the monthly payment depending on the loan term you choose. If you agree to such terms, click on the "Checkout" button. After that, the installment plan will be instantly confirmed. You can also track your payments in the application.

Payment by installments

If you want to pay for the goods in installments, you will also need a mobile application. How it works when you are already a bank customer:

Choose the product you need on the website or in a partner's physical store (the list is available on the FUIB website).
Go through the shopping cart to checkout and select the "Pay in installments" method, select FUIB from the options offered.
Choose the period you need, and the cost of the goods will be broken down into it.
The bank will send you a notification in the application. You need to confirm the purchase of goods in FUIB.

After that, you can pick up your goods in the store.

Documents required to apply for a loan

To take out a loan from a bank, you need a minimum set of documents. A passport of a citizen of Ukraine and a TIN are enough. If you do not have a TIN, you must also provide a document (often a stamp in your passport) confirming that you have been refused a TIN.