For how much can I get an installment plan?

From 500 UAH to 300,000 UAH, but not more than the available limit. You can find it in the Loans section. By the way, this limit is common for credit cards, Splachuite chastynamy and Money in installments. Limits are calculated individually.

How many installments can I have at the same time?

As many as you like. But the total amount of installments should not exceed the available limit

How much does it cost and what are the terms of early repayment?

Fee ranges from 1.99% to 2.99% per month, depending on the amount and term of the installment plan. For terms of 3, 6, or 9 months, the loan origination fee for loans of up to 300,000 UAH is 2.22% per month. For amounts exceeding UAH 300,000, the loan origination fee is 1.99% per month. In the event of early repayment, the fee is payable for the entire term of the agreement for which it was issued. For example, if you take out a 6-month loan and repay it in 5 months, the commission will still be charged for 6 months. For loan terms of 12, 24, or 36 months, the commission is 2.99% per month. In this case, the commission is charged only for the actual period of using the installment plan. For Clients who have received their salary to a PUMB account for at least three months, the commission is 2.59% per month. For Clients who have fully repaid their obligations under the “VseYasno” or “Money in Installments” cash loan products and have not applied for new credit products within six months after full repayment, as well as Clients who applied for the “VseYasno” or “Money in Installments” cash loan but did not conclude a loan agreement within six months or more from the date of application and do not have any active “VseYasno” or “Money in Installments” cash loans, the commission is 2.22% per month. For example, if you take out a 12-month loan and repay it in 8 months, the commission will be charged for 8 months.

How quickly will the funds be credited after the installment plan is issued?

Within a few minutes, the money will be on your debit card.If the application is submitted during the Bank’s scheduled maintenance, the funds will be credited to the debit card within a few hours. Once the funds are credited, you will receive a push notification.

Are the funds for repayment debited automatically?

Yes, the monthly payment is automatically debited if there are sufficient funds on the debit account. The debit will take place on the payment date. Please note that we do not debit payments from credit funds.

Why can't I get an installment plan?

This usually happens for the following reasons: The total amount of issued installments exceeds the limit The purchase is not included in the list of available installments You have selected an expense from a blocked or closed card Payment by card is selected whether Recovery or Support is available

How can I draw up Money in installments if I am not a customer of FUIB?

Install PUMB mobile app Share documents from Дія Choose the credit products you plan to use: credit card, Splachujte chastynamy, cash loan, or installments Provide access to your location so we know for sure that you are not from russia or belarus, and fill out a small questionnaire Done! Draw up Money in installments and use the credit limit for other needs

This is a quick way to return the money spent to the card or simply get the desired amount

Hroshi v rozstrochku

This is a quick way to return the money spent to the card or simply get the desired amount

Loan amount
from 500 to 300,000 UAH

Term
from 1 to 24 months

from 1,99% to 2,22% monthly fee of the initial loan amount
for loan terms of 3, 6, or 9 months.

The fees amount depends on the loan amount.

The loan origination commission is calculated at the time of loan issuance. In case of early repayment, the commission is charged for the entire agreed loan term.

For example, if you take out a 6-month installment plan and repay in 5 months, the fee will be charged for 6 months.

monthly fee from 2,59% to 2,99% even in case of early repayment
for a period of 12, 24 months

reduced % if you receive salary in FUIB.

In case of early repayment, the fee is paid for the actual period of use.

For example, if you take out a 12-month instalment plan and repay in 8 months, the commission will be charged for 8 months.

No fees for cash withdrawals and transfers to cards of other banks

1. Можливі наслідки для клієнта в разі користування послугою з надання споживчого кредиту або невиконання ним обов'язків згідно з договором про надання послуги з надання споживчого кредиту:
- 1) клієнт повертає суму кредиту, комісії, відсотки, інші платежі за його користування відповідно до умов договору та вимог законодавства України;
- 2) у разі несвоєчасного виконання зобов’язань (в повному обсязі та/або частково) при користуванні споживчим кредитом передбачено:
  - - неустойку (штраф, пеню) за прострочення сплати по споживчому кредиту;
  - - право банку у визначених договором випадках вимагати дострокового погашення платежів за споживчим кредитом та відшкодування збитків, завданих йому порушенням зобов’язання;
  - - право Банку доручити врегулювання простроченої заборгованості колекторським компаніям, перелік яких визначено у файлі «Співпраця з колекторськими компаніями», розміщеному на сторінці https://about.pumb.ua/info/overdue_debt.
- 2. Банку забороняється:
  - 1) вимагати від клієнта придбання будь-яких товарів чи послуг від банку або спорідненої чи пов'язаної з ним особи як обов'язкову умову надання цих послуг (крім надання пакета банківських послуг);
  - 2) вносити зміни до укладених з клієнтами договорів в односторонньому порядку, якщо інше не встановлено договором або законом.
- 3. Клієнт має право:
  - 1) відмовитися від отримання рекламних матеріалів засобами дистанційних каналів комунікації;
  - 2) відмовитися від договору про надання споживчого кредиту протягом 14 календарних днів з дня укладення договору відповідно до положень Закону України «Про споживче кредитування».