Purchases by instalments in any online store in Ukraine or the world through the PUMB application

Chastynamy WORLD

Purchases by instalments in any online store in Ukraine or the world through the PUMB application

Buy profitably
at the best prices, with discounts and in instalments

Expand your capabilities order by instalments both at Ukrainian and any foreign websites

Choose whatever you need The installment is valid for any category of online purchases - clothes, education, medicine, travel, or whatever you want

1. Можливі наслідки для клієнта в разі користування послугою з надання споживчого кредиту або невиконання ним обовязків згідно з договором про надання послуги з надання споживчого кредиту:
- 1) клієнт повертає суму кредиту, комісії, відсотки, інші платежі за його користування відповідно до умов договору та вимог законодавства України;
- 2) у разі несвоєчасного виконання зобов’язань (в повному обсязі та/або частково) при користуванні споживчим кредитом передбачено: - неустойку (штраф, пеню) за прострочення сплати по споживчому кредиту;
  - право банку у визначених договором випадках вимагати дострокового погашення платежів за споживчим кредитом та відшкодування збитків, завданих йому порушенням зобов’язання;
  - право Банку доручити врегулювання простроченої заборгованості колекторським компаніям, перелік яких визначено у файлі «Співпраця з колекторськими компаніями», розміщеному на сторінці https://about.pumb.ua/info/overdue_debt.
2. Банку забороняється:
- 1) вимагати від клієнта придбання будь-яких товарів чи послуг від банку або спорідненої чи повязаної з ним особи як обовязкову умову надання цих послуг (крім надання пакета банківських послуг);
- 2) вносити зміни до укладених з клієнтами договорів в односторонньому порядку, якщо інше не встановлено договором або законом.
3. Клієнт має право:
- 1) відмовитися від отримання рекламних матеріалів засобами дистанційних каналів комунікації;
- 2) відмовитися від договору про надання споживчого кредиту протягом 14 календарних днів з дня укладення договору відповідно до положень Закону України «Про споживче кредитування».

Scan the QR code and download the PUMB application

Buy by instalments with Chastynamy WORLD

Up to 200 000 UAH maximum loan amount

First payment in a month

Term up to 24 months

Fee 1.9% monthly for the entire term, even in case of early repayment

Scan the QR code and apply in the PUMB app in 5 minutes

Convenient calculation of the monthly payment

Sum

from 500 UAH

to 200000 UAH

Registration date

Information on the essential characteristics of the consumer loan service (without collateral) "Chastynamy WORLD" .pdf

Monthly payment

176.17 UAH

First payment date

18.05.2025

Total cost of the loan

528.50 UAH

Total consumer loan costs

28.50 UAH

Real annual interest rate: 41.43%

The calculation is approximate and for informational purposes only.

The minimum loan amount is 500 UAH. The maximum loan amount is 200,000 UAH.

Minimum loan term - 3 months. The maximum loan term is 24 months.

The real annual interest rate ranges from 39.29% to 48,27%.

Scan the QR code and download the PUMB application

We answer your questions

Chastynamy WORLD is an installment plan that allows you to shop online in Ukraine and abroad via the PUMB app.

You can use it to pay for goods and services, including those not previously available for buying in installments, such as education, medical treatment, travel and more.
You’ll need:

— A unified credit limit for purchases.

— A FUIB virtual debit card where the funds for payment will be credited (except for ePidtrymka, eVidnovlennia, and National сashback accounts).

If you don't have a card or unified credit limit, you can apply for both in Loans → Chastynamy WORLD → 3 steps before buying.

In this case, a virtual Chastynamy WORLD card will be opened.
- The minimum amount for setup is UAH 500.
- The maximum amount depends on your unified credit limit.
- If you don’t have a unified credit limit, you can apply for one ranging from UAH 500 to 200,000.
- If the cost of the product exceeds the limit, the difference can be paid with your funds, and the remainder can be paid in installments.
For 3, 6, 9, 12, or 24 months.
Please follow these steps:
1. Open the PUMB app → Loans → Chastynamy WORLD and select an item in a way that suits you best:
— Find a store in the Popular stores section, go to its page, and select the item

— Search for the item online, copy the link, and paste it into the corresponding search field.

— Select an item in the Featured items section.

— Select an item from your wishlist in the Rewish section.
1. Add the item to the сart.
1. Choose the payment method Pay by card, tap the Chastynamy button at the bottom of the screen, enter the purchase amount, and select the installment plan term.
1. Pay for the order with the card to which the funds will be credited.
PUMB doesn't own the brands and trademarks presented in the app but only provides information about the possibility of buying in installments. Store logos are shown solely for navigation convenience and store identification in the app.
No, the first payment will be due one month after the purchase is made.
Any number. Add the items or services to the Cart and buy them in installments by fulfilling the store’s conditions.
Within a month after the order is made, but no later than the payment date.

Payments must be made in accordance with the payment schedule.

There are several ways to pay the debt:
- Top up your PUMB debit card, which will automatically deduct the payment.
- In the PUMB app, go to the Loans section and pay the installments using any Ukrainian or foreign bank card. The issuing bank may charge a fee when paying with another bank's card.
- Pay in cash with no fee through self-service terminals in PUMB branches, EasyPay, City24 terminals, or any bank branch in Ukraine.
Important! Payments are not automatically deducted from the credit balance.
Yes. You'll receive a reminder 5 days before the payment due date. After the payment is made, you'll receive a confirmation that the bank has received the payment.
In the case of early repayment, a monthly fee of 1.9% of the total installment plan will be charged for the entire term in full.
The credit agreement takes effect from the moment the installment plan is arranged. Repayment of the debt is made according to the payment schedule.
You need to contact the seller regarding the return of the product. After the funds are refunded to your card, you must manually make a payment to settle the installment debt in the Loans section of the app.
The currency you pay for an item or service is first converted into a dollar at the payment system’s exchange rate, and then the dollar is converted into hryvnia at the bank’s commercial exchange rate.

The exchange rates of payment systems (Visa and Mastercard) can be found on their official websites.

For example, if your account is in UAH and the transaction is made in:

— USD: USD → UAH at the bank’s commercial exchange rate.

— PLN: PLN → USD at the payment system’s exchange rate → UAH at the bank’s commercial exchange rate.

— EUR: EUR → USD at the payment system’s exchange rate → UAH at the bank’s commercial exchange rate.

Due to the double conversion, a higher amount may be deducted than shown at the time of payment.
Rewish is the largest platform in Ukraine for creating wishlists.

It allows you to save your wishes and view the wishes of others, create personalized lists, and share them with friends.

You can invite friends to Rewish, give them gifts, and also use Chastynamy WORLD to purchase the items you’ve saved at any time.
A virtual debit card is a fully functional bank card that exists exclusively in digital form.

It’s issued immediately ready for use.

There are no monthly payments for using the card.

A physical plastic card isn’t issued with Chastynamy WORLD.