Open a profitable credit card VSEMOZHU Online

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Online credit

Open a profitable credit card VSEMOZHU Online

Feel the benefits of a FUIB credit card

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Up to 62 days grace period without overpayments
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Mobile replenishment and utility bills without fee
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Up to 300,000 UAH maximum credit limit
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2.99% interest rate after the end of the grace period
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Cashback up to 20% for three categories from the bank and additionally from partners
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0% fee for online currency purchase using own and credit funds
  • 1. Можливі наслідки для клієнта в разі користування послугою з надання споживчого кредиту або невиконання ним обовязків згідно з договором про надання послуги з надання споживчого кредиту:
    • 1) клієнт повертає суму кредиту, комісії, відсотки, інші платежі за його користування відповідно до умов договору та вимог законодавства України;
    • 2) у разі несвоєчасного виконання зобов’язань (в повному обсязі та/або частково) при користуванні споживчим кредитом передбачено: - неустойку (штраф, пеню) за прострочення сплати по споживчому кредиту;
      - право банку у визначених договором випадках вимагати дострокового погашення платежів за споживчим кредитом та відшкодування збитків, завданих йому порушенням зобов’язання;
      - право Банку доручити врегулювання простроченої заборгованості колекторським компаніям, перелік яких визначено у файлі «Співпраця з колекторськими компаніями», розміщеному на сторінці https://about.pumb.ua/info/overdue_debt.
  • 2. Банку забороняється:
    • 1) вимагати від клієнта придбання будь-яких товарів чи послуг від банку або спорідненої чи повязаної з ним особи як обовязкову умову надання цих послуг (крім надання пакета банківських послуг);
    • 2) вносити зміни до укладених з клієнтами договорів в односторонньому порядку, якщо інше не встановлено договором або законом.
  • 3. Клієнт має право:
    • 1) відмовитися від отримання рекламних матеріалів засобами дистанційних каналів комунікації;
    • 2) відмовитися від договору про надання споживчого кредиту протягом 14 календарних днів з дня укладення договору відповідно до положень Закону України «Про споживче кредитування».

A FUIB credit card is profitable

FUIB

PrivatBank
Monobank
Maximum loan rate per month

2,99%

3,50%
3,10%
Service fee, month
0 UAH
0 UAH
0 UAH
Credit funds withdrawal

3,99%

from 7 UAH up to 4%
4%
Minimum payment, month

2,99%

5%, мін.100 грн. (при прострочці 10%)
4%, мін. 100 грн.
Grace period
up to 62 days
up to 55 days

up to 62 days

Data in the table from the official web pages of banks, current as of June 09, 2025

Calculate the total loan cost

Subject to ATM withdrawals and payments in equal instalments within 12 months, excluding the grace period
Your first monthly payment
1 219 uah
Total cost of the loan
12 406 uah
Interest for using the loan
2 406 uah
Total annual interest rate:
35,88% - card payments only

44,28% - payments, transfers, cash withdrawals

12-month loan term with automatic prolongation.

The credit limit is available up to 300,000 UAH.
Information on the essential characteristics of the Credit card VSEMOZHU Online service with a grace period and the "Pay in installments" purchase service .pdf
Loan application
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To apply for a loan, you no longer need to stand in line and wait for a long time for the application to be considered. FUIB offers to receive funds to a card online in just a few minutes. A single credit limit can be used for several services, each of which has its own advantages. Thanks to this, you can receive and use funds as quickly and profitably as possible for any needs.

Who needs an online loan and for what purposes?

FUIB's online loan is available to a wide range of citizens. It can be useful in many situations, from a large purchase to a business investment. Most often, it is issued to several categories of clients, which we will discuss further.

Employed citizens

This is the most common category. Employees with verified income, whether they are full-time or freelance, can get a loan for any purpose, including:

  • medical services - treatment, surgeries, and the purchase of medicines can be costly and difficult to cover from your own savings;
  • holidays - if you cannot save enough money, a dream holiday or an unexpected trip can become a reality thanks to an online loan;
  • repairs - unexpected car or apartment repairs are one of the main reasons why people apply for online loan;
  • sudden unforeseen expenses - financial assistance can also help out in a force majeure situation when urgent funds are needed.

Employees, seasonal workers, or those working on a piece-rate basis can turn to online loans to bridge financial gaps between payments or to hedge against seasonal downturns in work.

Students

Although students do not always have a confirmed, stable income, FUIB still offers certain loan products for students. With their help, you can:

  • to pay for education - getting an education, paying for training courses, clubs, or master classes are quite good reasons to apply for an online loan;
  • rent a house - credit funds can be useful for making a deposit or paying several months of rent;
  • purchase the necessary equipment for studying - thanks to an online loan, you will be able to buy a laptop, tablet, or other devices necessary for studying.

Young people face a lack of funds due to low or no income. Often, lending is a great opportunity for students to pay not only for tuition or rent, but also for holidays, travel, or the development of their own projects.

Young families

The significant expenses that young families face can be covered by a loan. The funds can be used to make purchases:

  • things for the child - thanks to an online loan, it will be easy to buy children's clothes, toys and everything you need for your child's education;
  • furniture - a loan can be taken out to furnish an apartment;
  • household appliances - credit funds are usually enough to buy a refrigerator, washing machine, TV, etc.

Additionally, the terms of some loan products are so favourable that the loan can cover the cost of home repairs.

Entrepreneurs

Those who have their own business can take out a loan to develop it. The money is used for:

  • purchase of goods - a loan allows you to purchase the necessary products for your business;
  • upgrade of equipment - a loan can be used to purchase or upgrade existing equipment;
  • rent - financial support is also available for renting an office, retail, warehouse, or production premises;
  • advertising - an online loan will help finance marketing campaigns;
  • covering current expenses - a loan is an excellent option for maintaining stable business operations.

Small businesses often need quick financial injections to purchase goods or pay suppliers. Online loans are a simple solution for project development without the need to provide detailed business plans or extensive packages of documents.

Retirees

People of retirement age also use online loans to cover various expenses for which their pensions may not be sufficient. FUIB offers various loan products to pensioners who need additional finance. In particular, a loan can be taken out for:

  • medical treatment - in older age, it is extremely important to take care of your health, and taking out a loan allows you to cover the costs of medical services and medicines;
  • purchase of necessary goods or services - a loan may be required to purchase essential goods;
  • assistance to children and grandchildren - if necessary, loan funds are used to help relatives.

Crediting becomes useful for a wide range of people, from students and freelancers to pensioners and entrepreneurs. An online loan from FUIB is a universal tool. It will help you easily meet your financial needs in the shortest possible time.

However, it is worth remembering that online loans require careful consideration. They should be used only responsibly and for really important needs.

If you need financial assistance for education, business, household expenses or medical needs, FUIB provides a simple and fast way to get a loan online. It has the trust of its customers and will be useful both for those who are looking for a quick solution to financial problems and for people who plan to invest in important areas of life.

Features of the online loan

Online loans have a number of significant advantages that make this process as convenient and attractive as possible. Here are the types of loans available online at FUIB.

Credit card VSEMOZHU Online

The credit card VSEMOZHU Online is currently the most popular offer of FUIB. You can apply for such a loan online to a card in the bank's application without visiting a branch. After receiving a VSEMOZHU Online loan card, you have the opportunity to:

  • use funds without interest for up to 62 days;
  • pay utility bills without a fee;
  • replenish your mobile account without a fee; and
  • buy currency online with 0% fee;
  • receive cashback of up to 20% for three categories from the bank and additionally from FUIB's partners.

The maximum credit limit is 300 thousand UAH. The funds can be used for any purpose. After the grace period expires, the interest rate on the loan will be 2.99% per month, which is significantly lower than in other banks.

Splachuyte chastynamy

Splachuyte chastynamy is a convenient service that allows you to purchase a product or service online in instalments. This option has several features that make it as profitable as possible:

  • first payment can be made a month after the purchase - that is, you pay nothing on the day you buy the goods;
  • service is available in most stores (more than 800 partners) - in particular, it can be used when shopping at Rozetka, Comfy, Epicentr, Allo, and many other stores;
  • without overpayments for the term from the store, the maximum possible instalment period is up to 24 months.

To get an instalment plan, just find the product you need on the website or in a FUIB partner store and choose the Pay in instalments payment method. After that, you will receive a confirmation message from the bank. If necessary, you can extend the instalment period for an additional fee.

Hroshi v rozstrochku

Hroshi v rozstrochku is a convenient loan that allows you to quickly receive up to 300 thousand UAH to your card. The terms of the programme are as follows:

  • maximum loan term and amount - you can get up to 300 thousand UAH for a period of up to 24 months;
  • the ability to transfer an expense already incurred from a hryvnia debit card or credit card by instalments, as well as to receive a loan to the card;
  • the bank does not charge interest for cash withdrawals and transfers to other cards;
  • monthly fee from 1.99 to 2.99%.

To apply for a loan, you just need to find the service in the PUMB app and specify the required amount. Next, you can choose the loan term and the desired number of payments, after which the money will be transferred to your debit card.

Cash loan VSEYASNO

In a FUIB branch, you can also take out an online loan under the VSEYASNO loan. Its main advantages:

  • the funds are transferred to a bank card and can be used for 36 months;
  • the maximum loan amount is up to 300 UAH thousand;
  • no fees are charged for cash withdrawals and transfers to cards of other banks;
  • monthly fee is 2.99%.

You can apply for a loan in the PUMB app or on the bank's website. The application is processed as quickly as possible and can take up to 30 minutes. If approved, the funds will be immediately credited to your account.

Convenient loan conditions at FUIB allow you to get the necessary funds quickly and without any problems. This, in turn, allows you to save time and use your money as profitably as possible.

How to apply for a loan online to a card?

To apply for an online card loan at FUIB, you do not need to spend a lot of time, visit a branch or make any special efforts. All you need is a smartphone and the Internet. To get a loan, you just need to follow a few simple steps:

  1. Download the PUMB mobile application. It is available both in the App Store for users of Apple devices and in Google Play for owners of Android gadgets.
  2. Confirm your identity through the Diia app or by taking a photo of your passport and TIN. Without identification, you will not be able to use the bank's services and apply for a loan online.
  3. Apply for a credit card. After confirming your identity, you just need to come up with a password to log in to the PUMB app and see what online card loans are available to you.

After that, the bank will check your application and, if approved, calculate the amount of the credit limit on the card. In general, it takes about 5-10 minutes to get a loan online for a Ukrainian card at FUIB.

Online loan to a card at FUIB bank: advantages of applying

With a responsible approach, a loan can be a useful tool for solving various financial issues. At FUIB, the process of obtaining credit funds is as simple as possible and does not require a visit to a bank branch. Let's highlight the main advantages.

Easy to apply

To get an online loan from FUIB, you need a minimum of documents. All you need to do is to be identified through Diia or provide a photo of your passport and TIN. This greatly simplifies the loan process and makes it accessible to more customers.

Favourable loan terms

FUIB offers favourable conditions for obtaining a loan, namely flexible repayment terms, transparent interest rates and the possibility of early repayment without penalties. The client can choose the amount and term that best suits his or her needs.

Fast decision-making

The system automatically analyses the application and notifies you of the decision within a few minutes.If approved, the credit limit will be immediately available for use. This allows you to receive money when you need it.

An online loan from FUIB is fast, convenient and safe. A minimum of documents, a quick decision, and flexible terms make the service an ideal solution for those who value their time and comfort. Apply for a loan online today and get the necessary funds on your card in a matter of minutes!

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