Pay for goods or services with your card in stores or online — including utility bills and mobile top-ups — via the PUMB app (excluding payments by requisites).

No, the promotion is only valid for customers who open a card during the promotion period.

A participant can receive only one guaranteed reward and one main prize during the entire promotion period.

Guaranteed bonus — 200 UAH to your virtual account in the PUMB app.

Main prize — Apple iPhone 17, 256 GB (a total of 35 units, 5 per week).

After meeting the conditions, the bonus is automatically credited to your virtual account in the PUMB app — according to the "Rewards with PUMB" program rules. Conditions for crediting, exchanging, and canceling bonuses are available at the following link: https://pumb.ua/spk

Every week, winners are randomly selected from all participants via random.org. Winners are notified by phone and published on about.pumb.ua/presscenter/promo.

The organizer calls the winners and publishes their list on the official FUIB website.

Once the winner has confirmed their details, the smartphone is delivered by "Nova Poshta" within 10 business days.

If a representative of the Organizer cannot reach the winner after three attempts within 2 business days, the prize is awarded to a backup winner according to the contest rules.

No, main prizes cannot be exchanged for cash and are non-refundable.

Yes. Taxes on the 200 UAH bonuses are paid by the Bank, while taxes on the smartphones are paid by the promotion Organizer.

The organizer is not responsible for any damage during delivery. For warranty issues, contact the manufacturer.

Yes, the smartphone is considered additional income and may affect eligibility for subsidies or social assistance.