open a profitable credit card VSEMOZHU Online

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Loan through Diia

open a profitable credit card VSEMOZHU Online

Feel the benefits of a FUIB credit card

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Up to 62 days grace period without overpayments
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Mobile replenishment and utility bills without fee
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Up to 300,000 UAH maximum credit limit
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2.99% interest rate after the end of the grace period
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Cashback up to 20% for three categories from the bank and additionally from partners
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0% fee for online currency purchase using own and credit funds
  • 1. Можливі наслідки для клієнта в разі користування послугою з надання споживчого кредиту або невиконання ним обовязків згідно з договором про надання послуги з надання споживчого кредиту:
    • 1) клієнт повертає суму кредиту, комісії, відсотки, інші платежі за його користування відповідно до умов договору та вимог законодавства України;
    • 2) у разі несвоєчасного виконання зобов’язань (в повному обсязі та/або частково) при користуванні споживчим кредитом передбачено: - неустойку (штраф, пеню) за прострочення сплати по споживчому кредиту;
      - право банку у визначених договором випадках вимагати дострокового погашення платежів за споживчим кредитом та відшкодування збитків, завданих йому порушенням зобов’язання;
      - право Банку доручити врегулювання простроченої заборгованості колекторським компаніям, перелік яких визначено у файлі «Співпраця з колекторськими компаніями», розміщеному на сторінці https://about.pumb.ua/info/overdue_debt.
  • 2. Банку забороняється:
    • 1) вимагати від клієнта придбання будь-яких товарів чи послуг від банку або спорідненої чи повязаної з ним особи як обовязкову умову надання цих послуг (крім надання пакета банківських послуг);
    • 2) вносити зміни до укладених з клієнтами договорів в односторонньому порядку, якщо інше не встановлено договором або законом.
  • 3. Клієнт має право:
    • 1) відмовитися від отримання рекламних матеріалів засобами дистанційних каналів комунікації;
    • 2) відмовитися від договору про надання споживчого кредиту протягом 14 календарних днів з дня укладення договору відповідно до положень Закону України «Про споживче кредитування».

A FUIB credit card is profitable

FUIB

PrivatBank
Monobank
Maximum loan rate per month

2,99%

3,50%
3,10%
Service fee, month
0 UAH
0 UAH
0 UAH
Credit funds withdrawal

3,99%

from 7 UAH up to 4%
4%
Minimum payment, month

2,99%

5%, мін.100 грн. (при прострочці 10%)
4%, мін. 100 грн.
Grace period
up to 62 days
up to 55 days

up to 62 days

Data in the table from the official web pages of banks, current as of June 09, 2025

Calculate the total loan cost

Subject to ATM withdrawals and payments in equal instalments within 12 months, excluding the grace period
Your first monthly payment
1 219 uah
Total cost of the loan
12 406 uah
Interest for using the loan
2 406 uah
Total annual interest rate:
35,88% - card payments only

44,28% - payments, transfers, cash withdrawals

12-month loan term with automatic prolongation.

The credit limit is available up to 300,000 UAH.
Information on the essential characteristics of the Credit card VSEMOZHU Online service with a grace period and the "Pay in installments" purchase service .pdf
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Digitalisation affects all areas of our lives, including loans. FUIB allows its customers to get a loan in just a few minutes without leaving their homes using the state service Diia.

Who needs an online loan through Diia and for what purposes?

Thanks to the integration with the state service Diia, FUIB clients can apply for a loan quickly, without unnecessary documents and complications. This service will be useful for:

  • students - to pay tuition fees, purchase textbooks, a laptop or other necessary equipment;
  • young employees - to cover the costs of housing, transport or vocational training;
  • freelancers and self-employed people - to develop their own business, purchase equipment or software;
  • those who need money for urgent expenses, such as medical treatment, travel, gifts for loved ones, or other personal needs.

An online loan through Diia from FUIB Bank is a universal financial instrument that allows you to quickly and easily obtain funds for various needs. However, it is important not to abuse the bank's trust and remember that the loan should be used responsibly.

Features of a loan through Diia

FUIB gives you the opportunity to apply for several loan products at once through Diia. Each loan has its own terms and conditions, so you can choose the most favourable option.

Credit card VSEMOZHU Online

Such a loan allows you to get a credit limit of up to 300 thousand UAH and use funds with a grace period of up to 62 days without overpayments for any needs, and no fees are charged for replenishing a mobile account, paying for utilities, or buying foreign currency. There is also a cashback of up to 20% for three categories from the bank and additionally from FUIB's partners.

Splachuyte chastynamy

With this service, you can buy the goods you need by instalments in FUIB's partner stores (such as Rozetka, Comfy, Epicentr or Allo). You don't have to pay for it immediately - you can do it a month after the purchase. And for 24 months, the bank will not charge a fee.

Hroshi v rozstrochku

This program allows you to receive up to 300 thousand UAH on a card for up to 24 months. You can withdraw cash and make transfers to other cards without any additional fees. The monthly fee ranges from 1.99 to 2.99% for 3, 6, 9 months and is paid for the entire term, even in case of early repayment.

How to apply for a loan online through Diia?

To get a loan from FUIB, you do not need to spend a lot of time and visit a branch. You can apply directly in the bank's application. To take out a loan through Diia, you need to:

  1. Download the PUMB and Diia apps. They can be found both in the App Store and Google Play.
  2. Confirm your identity. First, you need to log in to Diia, where all your documents will appear. Then go to the PUMB app and use Diia to identify yourself.
  3. After identification in the PUMB application, fill out an application form for a Single Credit Limit, which can be used for one or more services.

If you have any questions about how to get a card loan through Diia, you can always ask for a consultation, which is also available in our app.

Advantages of applying for a card loan through Diia at FUIB Bank

The process of how to apply for a loan online through Diia on a card is as simple and fast as possible. This allows you to:

  • save time - you do not need to go to a branch and stand in line to apply for a loan;
  • read the loan terms in detail - all loan terms are clearly stated in the application and can be read before approval;
  • get professional advice quickly - you can ask questions about a loan at any stage of its processing.

Getting a loan through Diia at FUIB is a modern, convenient, and fast way to get financial support. If you need to urgently get money without unnecessary bureaucracy and with maximum benefit, this loan service will definitely come in handy.

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