open a profitable credit card from VSEMOZHU Online

credit can all

Card loan from the age of 18

open a profitable credit card from VSEMOZHU Online

Feel the benefits of a FUIB credit card

image
Up to 62 days grace period without overpayments
image
Mobile replenishment and utility bills without fee
image
Up to 300,000 UAH maximum credit limit
image
2.99% interest rate after the end of the grace period
image
Cashback up to 20% for three categories from the bank and additionally from partners
image
0% fee for online currency purchase using own and credit funds
  • 1. Можливі наслідки для клієнта в разі користування послугою з надання споживчого кредиту або невиконання ним обовязків згідно з договором про надання послуги з надання споживчого кредиту:
    • 1) клієнт повертає суму кредиту, комісії, відсотки, інші платежі за його користування відповідно до умов договору та вимог законодавства України;
    • 2) у разі несвоєчасного виконання зобов’язань (в повному обсязі та/або частково) при користуванні споживчим кредитом передбачено: - неустойку (штраф, пеню) за прострочення сплати по споживчому кредиту;
      - право банку у визначених договором випадках вимагати дострокового погашення платежів за споживчим кредитом та відшкодування збитків, завданих йому порушенням зобов’язання;
      - право Банку доручити врегулювання простроченої заборгованості колекторським компаніям, перелік яких визначено у файлі «Співпраця з колекторськими компаніями», розміщеному на сторінці https://about.pumb.ua/info/overdue_debt.
  • 2. Банку забороняється:
    • 1) вимагати від клієнта придбання будь-яких товарів чи послуг від банку або спорідненої чи повязаної з ним особи як обовязкову умову надання цих послуг (крім надання пакета банківських послуг);
    • 2) вносити зміни до укладених з клієнтами договорів в односторонньому порядку, якщо інше не встановлено договором або законом.
  • 3. Клієнт має право:
    • 1) відмовитися від отримання рекламних матеріалів засобами дистанційних каналів комунікації;
    • 2) відмовитися від договору про надання споживчого кредиту протягом 14 календарних днів з дня укладення договору відповідно до положень Закону України «Про споживче кредитування».

A FUIB credit card is profitable

FUIB

PrivatBank
Monobank
Maximum loan rate per month

2,99%

3,50%
3,10%
Service fee, month
0 UAH
0 UAH
0 UAH
Credit funds withdrawal

3,99%

from 7 UAH up to 4%
4%
Minimum payment, month

2,99%

5%, мін.100 грн. (при прострочці 10%)
4%, мін. 100 грн.
Grace period
up to 62 days
up to 55 days

up to 62 days

Data in the table from the official web pages of banks, current as of June 09, 2025

Calculate the total loan cost

Subject to ATM withdrawals and payments in equal instalments within 12 months, excluding the grace period
Your first monthly payment
1 219 uah
Total cost of the loan
12 406 uah
Interest for using the loan
2 406 uah
Total annual interest rate:
35,88% - card payments only

44,28% - payments, transfers, cash withdrawals

12-month loan term with automatic prolongation.

The credit limit is available up to 300,000 UAH.
Information on the essential characteristics of the Credit card VSEMOZHU Online service with a grace period and the "Pay in installments" purchase service .pdf
Loan application
If you have any questions, fill out the form below and we will call you back and help you open a card.
Your name
Phone
We answer your questions

Young people who have just reached the age of majority often face the problem of a lack of funds for studying, buying gadgets, or personal needs. FUIB provides an opportunity to take out a loan from the age of 18, which is an excellent alternative to long-term savings or asking relatives for financial assistance.

Who needs a loan from the age of 18 and for what purposes?

FUIB's loan products open up new opportunities for individuals just starting out on their own. Anyone over 18 years old in Ukraine can get a loan:

  • students - to pay tuition fees, purchase textbooks, a laptop or other necessary equipment;
  • young employees - to cover the costs of housing, transport, or vocational training;
  • freelancers and self-employed individuals - to develop their own business, purchase equipment or software;
  • those who need money for urgent expenses, such as medical treatment, travel, gifts for loved ones, or other personal needs.

FUIB helps to get the necessary financial support without bureaucracy and unnecessary complications. However, it is important to remember that you should use the loan responsibly and spend the funds received only on really important needs.

Features of an online loan to a card from the age of 18

FUIB provides an opportunity to take out various loans from the age of 18. All of them have certain conditions.

Credit card VSEMOZHU Online

Such a loan allows you to get a credit limit of up to 300 thousand UAH and use the funds with a grace period of up to 62 days without overpayments for any needs, and no fees are charged for replenishing a mobile account, paying for utilities or buying foreign currency. There is also a cashback of up to 20% for three categories from the bank and additionally from FUIB's partners.

Splachuyte chastynamy

This is a convenient service that allows you to purchase goods by instalments. It is available in many stores, including Rozetka, Comfy, Epicentr, and Allo. You can make the first instalment one month after the purchase.

Hroshi v rozstrochku

This loan allows you to receive up to 300 thousand UAH  for a term of up to 24 months. The bank does not charge interest for cash withdrawals and transfers to other cards; for 3, 6, and 9 months, the fee is paid for the entire selected term, even in case of early repayment, the fee is paid only for the period when you used the loan.

Cash loan VSEYASNO

It can be taken out for up to 36 months. This long-term loan can be used for various purposes from the age of 18. There are no additional fees for cash withdrawals and transfers to cards of other banks, and the monthly fee is only 2.99%. The loan can only be taken out in a branch.

Convenient loan conditions at FUIB allow you to receive funds regardless of age. Thus, young people have the opportunity to pay for their needs on their own without burdening their relatives and friends.

How to get money on loan from the age of 18?

To take out an online loan from the age of 18, you do not need to go to a bank or provide any documents from your parents. You can do everything yourself via your smartphone without leaving your home. To do this, you need:

  1. Download the PUMB mobile application. It is available in the App Store and Google Play.
  2. Confirm your identity. You can do this through the Diia app or by taking a photo of your passport and TIN.
  3. After identification in the PUMB application, fill out an application form for a Single Credit Limit, which can be used for one or more services;

In general, it takes a few minutes to apply for a credit limit online. If approved, the limit will be immediately available for use.

Advantages of obtaining a loan from the age of 18 in FUIB

For many years, FUIB has been trusted by about one and a half million customers who use the bank's services, including lending. We are preferred because of:

  • accessibility - almost anyone who has reached the age of majority can get a loan;
  • favourable terms - we offer transparent rates, flexible payment schedules, and no hidden fees;
  • speed - processing takes a minimum of time, and funds are received immediately after the application is approved;
  • easy loan management - in the PUMB application, you can conveniently track the status of payments.

A card loan from the age of 18 in FUIB is a profitable opportunity for young people to quickly receive funds without complicated procedures and unnecessary formalities. Thanks to a simple online procedure and prompt crediting of money, a loan from FUIB is the best choice for students, young professionals and those who are just starting their financial career.

arrow-top