*currency exchange only in cash
*exchange rates may be different
in individual branches of the Bank
Commercial rate (for debiting transactions in a currency, which differs from account currency)
*currency exchange only in cash
*exchange rates may be different
in individual branches of the Bank
Commercial rate (for debiting transactions in a currency, which differs from account currency)
Return funds to the card or just get the desired amount
Loan for a year
for 3, 6, 9 months in the mobile app and 6, 9 months in the branch. Even in case of early repayment
fee is paid for the entire term of the agreement.
For example, if you take out a 6-month installment plan and repay in 5 months, the fee will be charged for 6 months.
for a period of 12, 24 months in the app and 12, 24, 36 months in the branch
reduced % if you receive salary in FUIB.
In case of early repayment, the fee is paid for the actual period of use.
For example, if you take out a 12-month instalment plan and repay in 8 months, the commission will be charged for 8 months.
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1. Можливі наслідки для клієнта в разі користування послугою з надання споживчого кредиту або невиконання ним обов'язків згідно з договором про надання послуги з надання споживчого кредиту:
- 1) клієнт повертає суму кредиту, комісії, відсотки, інші платежі за його користування відповідно до умов договору та вимог законодавства України;
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2) у разі несвоєчасного виконання зобов’язань (в повному обсязі та/або частково) при користуванні споживчим кредитом передбачено:
- - неустойку (штраф, пеню) за прострочення сплати по споживчому кредиту;
- - право банку у визначених договором випадках вимагати дострокового погашення платежів за споживчим кредитом та відшкодування збитків, завданих йому порушенням зобов’язання;
- - право Банку доручити врегулювання простроченої заборгованості колекторським компаніям, перелік яких визначено у файлі «Співпраця з колекторськими компаніями», розміщеному на сторінці https://about.pumb.ua/info/overdue_debt.
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2. Банку забороняється:
- 1) вимагати від клієнта придбання будь-яких товарів чи послуг від банку або спорідненої чи пов'язаної з ним особи як обов'язкову умову надання цих послуг (крім надання пакета банківських послуг);
- 2) вносити зміни до укладених з клієнтами договорів в односторонньому порядку, якщо інше не встановлено договором або законом.
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3. Клієнт має право:
- 1) відмовитися від отримання рекламних матеріалів засобами дистанційних каналів комунікації;
- 2) відмовитися від договору про надання споживчого кредиту протягом 14 календарних днів з дня укладення договору відповідно до положень Закону України «Про споживче кредитування».
Download the PUMB mobile application
Up to 300 thousand UAH
1.99% or 2,99%
Up to 36 mo.
Without feeGet the desired amount of cash online to your debit card in a few minutes
How does it work?
Instalment calculator
The calculation is approximate, for informational purposes only.
The minimum loan amount is 500 UAH (for 24 months, the minimum is 1 000 UAH).
The maximum loan amount is 300,000 UAH.
The loan is for 3 to 24 months.
Real annual interest rate from 41,18% до 83,74% per annum.
Try it now
On App Store or Google Play
or take a photo of the passport of a citizen of Ukraine and TIN
To use it, pay in installments and money
Pay your monthly loan payment conveniently
By card of any Ukrainian or foreign bank. Please note that we do not charge a fee. But another bank may do so when you replenish your account.
Often in life, many people need to take out a loan without long-term obligations. FUIB offers favourable loan conditions for a year, which allow you to get the required amount quickly and conveniently.
Who needs a 1-year loan and for what purposes?
A one-year loan is an ideal solution for those who need quick financial support without long-term debt obligations. At FUIB, this type of loan is available for:
- individuals planning large purchases (household appliances, furniture, gadgets);
- entrepreneurs who need funds to develop their business or replenish working capital;
- students to pay for education or accommodation;
- families planning repairs, holidays or medical expenses.
A one-year loan from FUIB allows you to effectively distribute the financial burden by paying monthly instalments rather than the full amount at once. Thus, you can use the loan on really favourable terms.
Features of an online loan for a year for a card
An online loan for a year to a FUIB card is a modern, fast and convenient opportunity to get the necessary funds. We offer several credit services that can be taken out for a year at a time.
Credit card VSEMOZHU Online
This card can be issued for 12 months and can be used without overpayments during the grace period of up to 62 days. You can use the card to pay utility bills, top up your mobile account and buy foreign currency without any fees. After the grace period expires, the monthly interest rate will be only 2.99%.
Splachuyte chastynamy
This is a convenient service that allows you to buy the goods you need in instalments for a year or more (up to 24 months). The first payment can be made a month after the purchase. The offer is valid in most stores, including Rozetka, Comfy, Epicentr and Allo.
Hroshi v rozstrochku
This loan allows you to receive up to 300 thousand UAH for 12 months or more. For a term of 12 months or more, the commission is 2.99% per month, for salary clients - 2.59% per month. The loan can be withdrawn from the card and transferred to other accounts without a fee.
Cash loan VSEYASNO
A great option if you need to get funds for 12 months. Under this programme, a loan is granted for up to 36 months. The maximum loan amount is up to 300,000 UAH. Registration is available only in a branch.
The variety of programmes at FUIB allows you to get a loan on really favourable terms.
How to apply for a 12-month loan online to a card?
FUIB provides its customers with a simple and clear loan application process, minimising bureaucracy. To apply for a loan for a year online, you do not need to spend a lot of time or effort. Everything can be done directly in the PUMB application without visiting a branch. To do this, you need:
- Download the PUMB mobile application. It is available in both the App Store and Google Play.
- Confirm your identity. You can do this through the Diia app or by taking a photo of your documents (passport and TIN).
- Apply for a credit card. After identification, you will see the Unified Credit Limit, where you can take out a loan for a year or another term.
- You can also apply for a cash loan at the nearest FUIB branch.
After that, FUIB will check your application and, if approved, will credit funds to your card. On average, it takes about a few minutes to process a loan.
Loan for 12 months at PUMB Bank: advantages of applying
FUIB has been trusted by more than one and a half million customers who are happy to use the bank's services, including loans. People choose to apply for a loan for a year on a card at FUIB for the following reasons:
- convenience - an online loan application can be completed without visiting a branch;
- speed - in most cases, loan approval takes about 10 minutes;
- flexible terms - in particular, customers have the option of early repayment without penalties;
- favourable interest rates - thanks to this, you can use the loan without overpayments;
- transparent terms - the bank provides all information on the loan without hidden payments and fees.
Online loans for a year from FUIB are a reliable solution for those who need financial support. Regardless of your needs - purchase, repair, education, or business - FUIB offers a convenient and fast way to get the necessary funds.
