- Loans
- Credit card VSEMOZHU Online
- Cash loan VSEYASNO
- Splachuyte chastynamy
- Chastynamy WORLD
- Hroshi v rozstrochku
- Targeted consumer loan
- Online credit
- Credit card VSEMOZHU (till 25.02.2022)
- Deposits
- Deposit Profitable
- Deposit Free
- Deposit Foreign currency
- Deposit Accumulative
- Deposit Guarantee Fund
- Card account
- Card vseKARTA
- If you're abroad
- Replenish your card abroad
- Promotion Invite a friend
- єВідновлення
- єПідтримка
- For employees of enterprises
- For entrepreneurs
- Services
- Money transfers
- Currency exchange
- Order cash currency
- MoneyBox
- Insurance products
- Cashback
- PUMB mobile app
- Viber-bank in Your pocket
- Google Pay
- Apple Pay
- Swatch Pay
- Xiaomi Pay
- Garmin Pay
- Payment acceptance of individuals
- Transactions with securities
- Depository services
- Personal safes
- Souvenir coins
- Encashment
- Mastercard Bilshe program
- Payment with escrow account
- Card payment Online
- Referral programs
- Invite a friend
- Invite an individual entrepreneur or legal entity
- Accounts and Payments
- Tariff packages
- "Nezlamnyi biznes" package
- "vseDigital Business" package
- Cards
- Pay off
- Pay off the salary
- Transfer entrepreneur's income
- Deposits
- “Comfortable” deposit
- "Standart with replenishment" deposit
- "Flexible" deposit
- The account “Profitable”
- "Standard" deposit
- Loyalty program
- Referral program
- Documentary operations
- Letters of credit
- Bank guarantees
- Documentary collection
- Services
- FUIB Terminal
- Currency advisor
- Currency trading
- Transactions with securities
- Depository services
- Internet acquiring
- Тrade acquiring
- Financing
- Affordable loans 5-7-9%
- General credit limit
- Partnership programs
- Bills of exchange for agribusiness
- Factoring
- Financial leasing
- "Light" overdraft
- AutoOver
- Loan secured by deposit
- Financing the restoration of energy infrastructure
- Accounts and Payments
- Tariff packages
- "vseDigital for NPE" package
- “Coder” package
- "Nezlamnyi biznes" package
- Cards
- Pay off
- Accept the payment
- Pay off the salary
- Transfer entrepreneur's income
- Services
- Currency consultations
- Currency trading
- Fast track
- Loyalty program
- Тrade acquiring
- Loyalty program
- Referral program
- Financing
- Online loan «VseBUSINESS»
- Overdraft for individual entrepreneurs
- Personal Banking
- Comfortable travels
- Money saving and multiplying
- Family
- About the Bank
- Branches
- Services
- Online financial management
- Investment opportunities
- Products
- Card packages
- Deposits
- Currency transactions
- Individual safes
- Information for shareholders and stakeholders
- Compliance and corporate ethics
- General meeting of shareholders
- Supervisory Board
- Management Board
- Internal Audit Department
- Committees
- Bank’s ownership structure
- Press-center
- Press-center
- News
- Notifications
- Press about us
- Analytical overviews
- Narodniy Bankir
- Promos
- Appeal and safety
- Please, leave a gratitude, complaint or suggestion
- Download the documents
- Archive of files
- Your safety
- Notification of ES-incident
- Financial reports
- Financial reports
- Financial results
- Annual reports
- Performance Indicators
- Financial Institutions
- Correspondent Banking
- Investor relations
- Debt
- Sustainable development
- FUIB during the war
- Key principles
- Report on the progress
- Strategy for sustainable development
- Code of corporate ethics
- Anticorruption Policy
- Labor relations
- Corporate volunteering
- Work with clients
- Business environment
- Use of natural resources
- Risk management
- Supplemental information
- Awards and achievements
- The partners in lending
- Commercial rate
- IBAN standard in Ukraine
- Correspondent Banks
- Membership directory
- Accredited insurance companies
- Information for parties related
- Information on trademarks (TM)
- Settlement of the overdue debt
- Temporary protection of persons in the EU
- General principles of confidentiality and protection of personal data
- General principles of compliance risks monitoring
- General principles of data updating (re-identification)
- Maintenance work
- Maintenance work
*currency exchange only in cash
*exchange rates may be different
in individual branches of the Bank
Commercial rate (for debiting transactions in a currency, which differs from account currency)
- Credit card VSEMOZHU Online<br><span style="font-size:12px">for own and credit funds</span>
- Cash loan VSEYASNO
- Splachuyte chastynamy
- Chastynamy WORLD
- Hroshi v rozstrochku
- Targeted consumer loan
- Online credit
- Credit card VSEMOZHU (till 25.02.2022)
- Deposit Profitable
- Deposit Free
- Deposit Foreign currency
- Deposit Accumulative
- Deposit Guarantee Fund
- Card vseKARTA
- If you're abroad
- Replenish your card abroad
- Referral programs
- єВідновлення
- єПідтримка
- For employees of enterprises
- For entrepreneurs
- Money transfers
- Currency exchange
- Order cash currency
- MoneyBox
- Insurance products
- Personal safes
- Cashback
- Payment acceptance of individuals
- PUMB mobile application
- Transactions with securities
- Viber-bank in Your pocket
- Depository services
- Google Pay
- Souvenir coins
- Apple Pay
- Encashment
- Swatch Pay
- Payment with escrow account
- Xiaomi Pay
- Mastercard Bilshe program
- Garmin Pay
- Card payment Online
*currency exchange only in cash
*exchange rates may be different
in individual branches of the Bank
Commercial rate (for debiting transactions in a currency, which differs from account currency)
Spend and earn at the same time
Cashback
Spend and earn at the same time
Up to 20% from the bank
Up to 50% from the partners
On 3 categories from the bank
30 + offers from the bank's partners
Top categories: utilities, cafes and restaurants, and others
Top partners: Podorozhnyk Pharmacy, MAUDAU, Proizd.ua, Citrus and others
Basic cashback conditions
It's easy to connect cashback
-
Cashback is a return of a percentage of the money spent on purchases made using your card.
With each eligible PUMB card transaction that falls under the Bank’s or partner’s cashback categories, a defined percentage of the purchase amount is returned to your account.
You can use the saved cashback for future purchases or transfer it to your main account.
-
Cashback is credited for payments by any cards from FUIB for individuals, including in foreign currency in Ukraine (except for uncontrolled territories) and abroad.
-
Ось переклад англійською з повним збереженням форматування:
Here is a list of categories eligible for cashback, along with the corresponding MCC codes:
Avrora: Discount stores.
MCC codes: 5310Auto Products & Services: Auto parts stores, car service stations, tire and spare parts shops, parking payments.
MCC codes: 5013, 5511, 5521, 5531, 5532, 5533, 5561, 5571, 5599, 7523, 7531, 7534, 7535, 7538, 7542, 7549, 8675Gas Stations: Fuel and EV charging stations.
MCC codes: 5542, 5983, 5172, 5541, 5552Pharmacies: Goods and services in pharmacies.
MCC codes: 5122, 5912Wine Markets: Specialized alcohol stores, both wholesale and retail (including beer markets).
MCC codes: 5715, 5921Children’s Products: Stores selling children's clothes, shoes, and toys.
MCC codes: 5641, 5945Entertainment: Tickets to cinemas, theaters, exhibitions, concerts, amusement parks, billiards, bowling, circuses, zoos, dolphinariums.
MCC codes: 7999, 7996, 7929, 7932, 7991, 7922, 7998, 7832, 5733, 7829, 7833, 7933eVidnovlennia+: Purchase of goods or services from contractors participating in the eVidnovlennia program.
MCC codes: 1520, 1711, 1731, 1740, 1750, 1761, 1771, 5021, 5039, 5074, 5198, 5200, 5211, 5231, 5712, 5713, 5718, 5719, 5131, 5251, 8911, 5065Pet Stores: Products in pet shops and veterinary services.
MCC codes: 5995, 0742Cafes and Restaurants: Payments in cafes, restaurants, bars, and fast food outlets (excluding delivery services).
MCC codes: 5813, 5811, 5812, 5814Flowers and Garden: Purchases at flower and garden supply stores.
MCC codes: 5992, 5193, 5261, 0780Books and Stationery: Stores selling books, stationery, art supplies, handicrafts, and sewing goods.
MCC codes: 5949, 5943, 5192, 5970, 2741, 5111, 5942, 5994Utility Payments: Payment for utility services via the PUMB Online mobile app by selecting a provider from the partner list. Not applicable for payments by bank details.
MCC codes: 99999Beauty Stores: Goods and services in cosmetics, household chemicals, and perfumery stores.
MCC codes: 5966, 2842, 5169, 5977Medical Services: Services in medical facilities and laboratories, goods in specialized medical stores, opticians.
MCC codes: 8049, 8043, 8021, 8062, 8042, 8011, 8044, 5976, 8050, 8031, 8071, 4119, 5975, 7280, 8041, 8099Public Transport: Payments for single rides in metro and ground public transport (buses, trams, trolleybuses, funicular, suburban trains). Not applicable to transactions over UAH 20.
MCC codes: 4112, 4111, 4131, 4011Clothing and Footwear: Goods and services in clothing, footwear, sportswear, and accessories stores (excluding specialized children’s stores).
MCC codes: 5137, 5611, 5699, 5698, 5661, 5931, 5631, 5697, 5621, 5691, 5655, 7251, 5948, 5139, 5651, 7296, 5681Groceries: Products in grocery stores, supermarkets, hypermarkets (excluding delivery services).
MCC codes: 5412, 5499, 5331, 5422, 5462, 5411, 5297, 5298, 5399, 5451Beauty Salons: Hair salons, beauty salons, massage, and cosmetic care services.
MCC codes: 7298, 7230, 7297Sweets: Specialized candy and confectionery stores.
MCC codes: 5441Sports and Fitness: Sports goods stores, gyms, fitness centers, dance schools, sports clubs, and swimming pools (excluding specialized sportswear stores).
MCC codes: 7941, 7911, 5996, 7992, 5940, 5941, 7032, 7997 - Yes, it's different.For example, in the Cafes and restaurants category, you can get 1.5% cashback from the bank for payments made with credit funds and 0.75% for payments made with personal funds. If personal funds are on a credit card, the cashback will still be 0.75%, as the percentage depends on the type of funds, not the card type.
-
The total amount of monthly savings is equal to the amount of cashback from the Bank and cashback from Partners.
The maximum amount of cashback from the Bank is 500 UAH.
The maximum amount of cashback from Partners depends on the offer terms of each of them.If the maximum amount of cashback from a Partner per month is reached, the reward accrual for it stops. If you have selected a category of cashback from the Bank that corresponds to the same field of activity with a Partner, then the accrual of reward for it will not occur.
If the maximum amount of cashback from a Partner per month is reached, the reward accrual for it is stopped, even if you have selected a category of cashback from the Bank that corresponds to the same field of activity with the Partner.
For example, you have selected cashback from the "X" Partner (who sells clothes) and you have selected the category "Clothes and shoes" from the Bank. After that, you made purchases in the “X” store and accumulated the maximum cashback from this Partner. For the following purchases in the "X" store in the category from the Bank "Clothes and shoes", cashback will not be credited.When withdrawing cashback, taxes, and fees are additionally withheld.
-
Yes, cashback is credited.
-
Yes, cashback is credited.
-
No, you can choose cashback categories from the Bank and the Partners on different days, starting from the 1st day of each month.
-
Yes, the selected cashback category or partner can be changed if no cashback has been saved.
-
The reward for transactions is credited to the account holder for all additional customer cards, regardless of the name of the supplementary card issued to the account. The category for cashback is chosen by the account owner. The selected category is valid for all main and additional cards of the owner of this account.
The maximum amount of reward for all customer cards does not exceed 500 UAH.
When withdrawing cashback, taxes, and fees are additionally withheld.
-
Cashback is not credited to cards opened by individuals for entrepreneurial activity.
When withdrawing cashback, taxes, and fees are additionally withheld.
An additional profit from cashback can lead to the loss of benefits and subsidies.
-
Previously credited cashback for such a purchase will be debited.
-
If a point of sale sells different categories of goods at the same time, it may have several payment terminals, the MCC codes of which may differ. Some cash desks can conduct a transaction with one MCC, while others will assign a completely different code.
FUIB bank does not influence in any way what code is assigned to the point of sale and cannot change it.
-
The account holder can withdraw the reward on his own to any selected hryvnia card. Cashback can be accumulated on the account and withdrawn to the card at any time when the minimum amount is reached – 100 UAH.
If the accumulated reward amount is less than 100 UAH, then there is no button for withdrawing funds in the PUMB mobile application.
When withdrawing cashback, taxes, and fees are additionally withheld.
-
The reward can be withdrawn only to one of the FUIB cards of the account holder, which was not opened by an individual for entrepreneurial activity. The participant of the Promo cannot transfer his right to receive the reward to any other person.
-
Yes, the Bank has the right to cancel cashback in case of closing the card or cards on which it was credited, the absence of any other products of the Bank, overdue debts and/or the absence of transactions with FUIB cards (see the official Rules of the Promo).
-
The promotion is held from 22.10.2021 to 31.12.2030 inclusive.
-
Fill out the application form at the link.
The Bank's Partners can be both legal entities and natural persons-entrepreneurs.
-
Yes, offers for cashback participants are determined using an automatic algorithm model based on many factors, including the history of using the Bank's products by the customer.