Loans from FUIB

A loan is an opportunity not to save money but to get the goods or services you want right away. You can take out a loan to invest in your well-being or to overcome financial obstacles.

Who can take out a loan?

It is easy to get a loan at FUIB. To do this, you need to meet only a few requirements:

• you are a citizen of Ukraine;
• you can provide your passport and TIN (individual tax number) from the documents;
• your age is between 18 and 70 years old.

Some loans require a mobile application. You can create a card right there in a few minutes and become a FUIB client.

Loan terms and conditions

FUIB offers a bank loan in several tariffs. They differ in purpose, interest rates, limits, and repayment terms. However, they also have common features:

• optimization of the loan program for its intended purpose;
• interest rates that are convenient for customers;
• fast review and approval of the application within a business day;
• simplified requirements for submitting documents to obtain a loan;
• accessibility for Ukrainian citizens aged 18 to 70.

Lending at FUIB is designed to help you implement your plans regardless of time, realize your dreams, and overcome financial problems.

FUIB offers several tariffs for its clients among its loan products:

1. The VSEMOZHU Online credit card is a card that can be used for both own and credit funds. The credit limit is up to 500,000 UAH, and the grace period is up to 62 days.
2. Money in installments is a quick way to return the money spent to your card or get the amount you need immediately, up to 500,000 UAH for up to 24 months.
3. Cash loan "VSEYASNO" - a loan in the amount of up to 500,000 UAH and for up to 36 months.
4. Pay in installments - the ability to buy goods in partner stores and split the final amount into several parts.

The interest rate on a bank loan depends on the loan amount and terms. You can use a special calculator on FUIB's website: fill in the main points, and the system will calculate the main indicators for the loan.

How to get a loan: the algorithm

Taking out a loan from a bank is not difficult. Depending on the tariff, the method of obtaining credit funds may differ. In particular, many operations can be performed online using the bank's application. If you still have questions or have any problems when applying for a loan, you can fill out an application on the website or contact the institution's employees via chatbot.

"VSEYASNO"

When you receive a cash loan "VSEYASNO", you must fill out an application where you indicate:

• your own name;
• phone number;
• date of birth;
• employment or other form of employment.

Then the bank's employees process the application and respond within a short time.

Credit card

To apply for a credit card, you need to download the FUIB application. Your algorithm of actions:

1. Identify yourself using the Diia app if you have an ID card or biometric passport.
2. An alternative method of identity verification is to take a photo of the passport book and TIN.
3. Obtain a credit card and create a password to access the app.

Then you can manage your account and credit limit online.

Installment plan

You can also apply for an installment loan through the banking app. The algorithm of actions is the same. Next, you need to go to the "Money in installments" item in the menu, enter the required amount. The system will calculate the monthly payment depending on the loan term you choose. If you agree to such terms, click on the "Checkout" button. After that, the installment plan will be instantly confirmed. You can also track your payments in the application.

Payment by installments

If you want to pay for the goods in installments, you will also need a mobile application. How it works when you are already a bank customer:

1. Choose the product you need on the website or in a partner's physical store (the list is available on the FUIB website).
2. Go through the shopping cart to checkout and select the "Pay in installments" method, select FUIB from the options offered.
3. Choose the period you need, and the cost of the goods will be broken down into it.
4. The bank will send you a notification in the application. You need to confirm the purchase of goods in FUIB.

After that, you can pick up your goods in the store.

Documents required to apply for a loan

To take out a loan from a bank, you need a minimum set of documents. A passport of a citizen of Ukraine and a TIN are enough. If you do not have a TIN, you must also provide a document (often a stamp in your passport) confirming that you have been refused a TIN.

Why you should choose FUIB bank

FUIB is a trusted bank. It has been operating for over 35 years and has stable performance. Why you should take out a loan here:

• transparent and clear credit terms;
• no hidden fees and unexpected commissions;
• you can manage your finances through the mobile app;
• a wide range of loan products for different needs and situations;
• applications are processed quickly - you don't have to wait for many days;
• the package of documents is minimal, and loans are available to all Ukrainians

FUIB offers modern financial solutions that will make your life easier. In addition, the bank has high ratings from analytical agencies.