Black Friday with FUIB

Black Friday with FUIB

People wait for this day, worry about it beforehand, prepare for it, and when it finally comes, a real "shopping fever" begins. And all because it’s that long-awaited Black Friday, which has been popular in Ukraine for many years. Perhaps someone will even need Hroshi v rozstrochku (with an interest rate from 1.99% to 2.99%) provided by FUIB Bank for up to 24 months with a credit limit of up to 300,000 UAH. So what is the idea behind Black Friday and why is this day so important? Let’s take a closer look. 

What is Black Friday and why does everyone wait for it?

To put it briefly, Black Friday is a global sale of goods in clothing stores, home appliances shops, cosmetics, lingerie, and more. Of course, discounts appear at other times of the year, but on this day they become truly "crazy", reaching up to -70% on some products. 

Well-known global brands also join this "event", so during such a sale, you have the chance to buy exclusive items at a much lower price. Moreover, it’s a great opportunity to save money on gifts for family and friends as people begin to prepare for Christmas and New Year. 

There are several versions of how this day got its name, and each of them has a right to exist. But one thing is certain — it all started in America, where Frank Woolworth lived. He founded a retail chain and one day decided to organize a sale with fixed low prices. Later, other stores adopted this tradition. 

Where Black Friday takes place: online stores, electronics, clothing, travel

At the moment Black Friday starts, discounts appear in both physical and online stores across various product categories, including:

• clothing and footwear;
• small and large home appliances;
• gadgets and electronics;
• children’s goods and toys; 
• cosmetics;
• home and household products;
• books and stationery; 
• various accessories like umbrellas, gloves, wallets, etc.

This list could go on and on, as there are many product categories. And it’s not only retail stores that offer huge discounts. Travel agencies, for instance, may also reduce prices on certain trips, and even banks join the global sale, offering their products and services. In particular, FUIB Bank, where you can apply for an online loan and spend funds when convenient.    

Many discounts — little time and money: how not to lose benefits

When you already know which stores participate in Black Friday, you should proceed wisely to avoid impulsive purchases that you may later regret or have to return. To keep your savings during shopping, follow these tips: 

1. Determine your needs — this will help you search for products purposefully instead of chaotically.
2. Compare prices for the same items in different places to choose the most advantageous offer.
3. Decide in advance how many items you actually need so you don’t buy unnecessary ones just because the store offers a gift for purchasing two or more units.

And even if you haven't bought everything you planned and your money is running out, contact FUIB Bank and use the financial opportunities it provides for its clients. 

FUIB helps you shop without overpaying — credit products for Black Friday

The list of convenient credit products offered by FUIB includes:

• The vseMOZHU Online credit card with a credit limit of up to 300,000 UAH. A grace period of up to 62 days and a 2.99% monthly interest rate after the grace period on the outstanding balance, utility and mobile payments with no commission, and cashback up to 20% on partner offers.
• The "Splachuyte chastynamy" service. It allows you to make your first payment in a month and provides up to 5% cashback for purchases made in partner stores via the PUMB app.
• Hroshi v rozstrochku. You can receive between 500 UAH and 300,000 UAH for a period of 1 to 24 months, with a fee from 1.99% to 2.99%. To use the service, you need to download and install the PUMB app and open a debit card (if you don’t have one yet), to which the money will be credited. 

FUIB Bank is always nearby — on weekdays and holidays, on ordinary days and during global sales.

FUIB partner stores: where you can shop profitably

By purchasing goods in stores that are FUIB partners, you get additional benefits, such as cashback that can reach up to 22% (under certain conditions). The list is large and includes, in particular:

• ALLO;
• Epicentr;
• Foxtrot;
• YABKO;
• ASSOL;
• MOYO;
• COMFY;
• ROZETKA;
• ESPRIT.

You can buy almost anything: home appliances, electronics, clothing, everything for your home and renovation, watches, musical instruments, stationery, and goods for creativity. You can even find foreign language courses for adults and children at a better price.

Advantages of FUIB credit solutions for shopping on Black Friday

Black Friday is a special shopping period, and during this time the benefits offered by FUIB credit solutions become especially valuable, including:

• cashbacks from partner stores that allow customers to return part of the spent funds;
• exclusive discounts from large chains or online stores available for PUMB app users through special partner programs;
• the opportunity to use installment plans without overpayments for a period from 3 to 24 months for different categories of goods.

Clients who have a FUIB card but no personal funds on it can use the credit limit (within the approved amount) both during major sales and on ordinary days.

How not to miss good deals and stay in profit with FUIB

To stay in profit, use the financial products offered by FUIB. And to make sure you don’t miss important updates and new offers, subscribe to our social media and use the PUMB mobile app to receive instant notifications about promotions and other relevant offers.